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New 98% mortgages for first time buyers: a welcome development, but is there a catch?

New 98% mortgages for first time buyers: a welcome development, but is there a catch?

by Sarah Howe | Apr 17, 2026 | Uncategorized

Santander launched a new 98% Loan to Value mortgage in February 2026.   At first blush, a 98% mortgage will really help first-time buyers need to get on the housing ladder. But is there a catch?   In this blog we look at the small print of these mortgages and weigh up...
Spring surge or false dawn? What the next 3 months really hold for the UK housing market

Spring surge or false dawn? What the next 3 months really hold for the UK housing market

by Sarah Howe | Apr 1, 2026 | Uncategorized

Spring is typically a time of year when there’s lots of activity in the housing market. But can we expect the same trend this year? The conflict in the Middle East has caused uncertainty and it’s unclear how long that will last.  But equally there’s anecdotal evidence...
  • New 98% mortgages for first time buyers: a welcome development, but is there a catch?
  • Spring surge or false dawn? What the next 3 months really hold for the UK housing market
  • What the 2026 Spring Statement means for the UK property market
  • Digital innovations in conveyancing to speed up the process
  • Anti-Money Laundering (AML) Regulation: What happens when the FCA becomes the sole supervisor?
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