by Sarah Howe | Apr 12, 2024 | Uncategorized
Equity release is a way to free up cash that’s tied up in your home. You might be thinking about it if you want to make renovations to your home, help your children onto the property ladder, or go on that dream holiday you always wanted to take. It’s only available...
by Sarah Howe | Mar 19, 2024 | Uncategorized
In the past year or so, nearly everyone with a mortgage has experienced a hike in their monthly repayments due to the rise in interest rates. Coupled with the cost of living crisis, more and more people are finding it hard to keep up with their monthly outgoings. It’s...
by Sarah Howe | Mar 4, 2024 | Uncategorized
If you want to sell a property that is currently occupied by tenants, you have two options: Sell the property with the tenants still living there. This means the buyer will take over the tenancy and collect rent from the current tenants. It’s a ‘buy-to-let’ scenario,...
by Sarah Howe | Feb 19, 2024 | Uncategorized
Fixed rate mortgages used to be in the range of 1-2% interest. But as we all know, interest rates have been steadily climbing since 2022, and hit their current rate of 5.25% in 2023. Sadly, that means those low interest rate mortgages are probably a thing of the past...
by Sarah Howe | Feb 3, 2024 | Uncategorized
A restrictive covenant (in conveyancing terms) is a promise not to do something on your land or property. It might be something like a prohibition against: Altering the property. Maybe you can’t build an extension or convert the house into flats Operating a trade or...